IFSC Code of Axis Bank PANAJI ,GOA Branch

IFSC code UTIB0000078 belongs to the PANAJI ,GOA branch of Axis Bank in NORTH GOA, GOA. The branch is located at ATMARAM COMMERCIAL COMPLEX, DR A B ROAD, OPP. HOTEL NOVA GOA. Its MICR code is 403211003, used for cheque clearing.

How this IFSC code is structured: The first 4 characters "UTIB" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "000078" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About Axis Bank Limited: Axis Bank is the third-largest private sector bank in India. It offers a comprehensive suite of financial products and services for retail, MSME, and corporate customers. The bank was founded in 1993. Its headquarters is in Mumbai, Maharashtra. It is a Private Sector Bank.

Where you can use UTIB0000078: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.