IFSC Code of Kotak Mahindra Bank MILLER GUNJ BRANCH Branch

IFSC code KKBK0003900 belongs to the MILLER GUNJ BRANCH branch of Kotak Mahindra Bank in LUDHIANA, PUNJAB. The branch is located at MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003. Its MICR code is 141485004, used for cheque clearing. You can reach the branch at +9118004100.

How this IFSC code is structured: The first 4 characters "KKBK" represent the bank code assigned by the Reserve Bank of India (RBI). The 5th character is always 0 (zero), reserved by RBI for future use. The last 6 characters "003900" identify this specific branch within the bank's network. Together, these 11 characters uniquely identify this branch across India's entire banking network.

About Kotak Mahindra Bank: Kotak Mahindra Bank is a leading private sector bank in India known for its strong digital banking capabilities and premium customer service. The bank was founded in 1985. Its headquarters is in Mumbai, Maharashtra. It is a Private Sector Bank.

Where you can use KKBK0003900: This IFSC code is used to send money to any account at this branch via NEFT (any amount), RTGS (minimum ₹2 lakh), and IMPS (instant, 24×7). For UPI payments, IFSC is not required. UPI uses the recipient's Virtual Payment Address (VPA).

Important: Always verify the IFSC code directly with your bank or the recipient before initiating a money transfer. Adliko is an independent directory and is not affiliated with any bank. The data on this page is sourced from publicly available banking records and is updated regularly.